Deposit Rates

Arizona State Credit Union is a not-for-profit organization providing members higher returns on investments, lower rates on loans and fewer service fees.

View a complete list of current deposit rates below.Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

Star High Yield Money Market
Div Rate APY*
$0 - 74,999.990.05%0.05%
> $75,0000.30%0.30%

*APY = ANNUAL PERCENTAGE YIELD. Minimum balance to open account is $1000.
Fees could reduce earnings. We may offer other rates in the future.
See our  Truth In Savings Disclosure for details.
 

Rates Effective: retrieving Index Date

SaversAdvantage Yield Money Market
Div Rate APY*
$0 - 24,99.990.05%0.05%
> $25,0000.20%0.20%

*APY = ANNUAL PERCENTAGE YIELD. Minimum balance to open account is $1000.
Fees could reduce earnings. We may offer other rates in the future.
See our Truth In Savings Disclosure for details.

Rates Effective: retrieving Index Date

Tiered Money Market Checking or Savings
Div Rate APY*
$0 - 999.99*0.00%0.00%
$0 - 4,999.99*0.05%0.05%
$5000 - 9,999.990.05%0.05%
$10,000 - 24,999.990.10%0.10%
$25,000 - 49,999.990.15%0.15%
$50,000 - 99,999.990.20%0.20%
$100,000+0.30%0.30%

*APY = ANNUAL PERCENTAGE YIELD. Minimum balance to open account is $1,000. Minimum daily balance to earn the stated APY is $1,000. The APY will be calculated by applying one or more Dividend Rates to multiple balance ranges as set forth above. The Dividend Rate for each balance range will apply to your account balance within each particular deposit balance range and not to the entire account balance.
Fees could reduce earnings. We may offer other rates in the future.
See our Truth In Savings Disclosure for details.

Rates Effective: retreiving Index Date

Share Certificate
Div Rate APY*
3 Month0.15%0.15%
6 Month0.25%0.25%
12 Month0.35%0.35%
18 Month0.50%0.50%
24 Month0.60%0.60%
30 Month0.65%0.65%
36 Month0.75%0.75%
48 Month0.90%0.90%
60 Month1.34%1.35%

*APY = ANNUAL PERCENTAGE YIELD. Minimum to open is $2000. The APYs are fixed and will be in effect for the term of the account. A withdrawal of dividends will reduce earnings. Penalty for early withdrawal will apply. We may offer other rates in the future.

See our Truth In Savings Disclosure for details.

Rates Effective: retrieving Index Date

IRA Share Certificate
Div Rate APY*
3 Month0.15%0.15%
6 Month0.25%0.25%
12 Month0.35%0.35%
18 Month0.50%0.50%
IRA Savings0.30%0.30%
24 Month0.60%0.60%
30 Month0.65%0.65%
36 Month0.75%0.75%
48 Month0.90%0.90%
60 Month1.34%1.35%

*APY = ANNUAL PERCENTAGE YIELD. There is a $100 minimum opening balance requirement for IRA Savings and a $50 minimum balance required to earn dividends. IRA Share Certificate minimum to open is $2000. The APYs are fixed and will be in effect for the term of the account. A withdrawal of dividends will reduce earnings. Penalty for early withdrawal will apply. We may offer other rates in the future.

See our  Truth In Savings Disclosure for details.
 

Rates Effective: retrieving Index Date

YourSavings
Div Rate APY*
$0.00 - $1,000*1.00%1.00%
$1,000 +0.05%0.05%

*APY = ANNUAL PERCENTAGE YIELD. Minimum balance to open account is $5.00. Minimum daily balance to earn the stated APY is $100.00. Daily balances of less than $100.00 will not earn dividends. The APY will be calculated by applying one or more Dividend Rates to multiple balance ranges as set forth above. The Dividend Rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. You must enroll in direct deposit or a regular monthly transfer and online statement or pay a $5.00 per month. There is a limit of one (1) Your Savings account per primary member. Fees could reduce earnings. We may offer other rates in the future.
See our  Truth In Savings Disclosure for details.

Rates Effective: retrieving Index Date

Savings
Div Rate APY*
Savings0.05%0.05%
Club Savings0.05%0.05%

*APY = ANNUAL PERCENTAGE YIELD. There is a $5.00 minimum opening balance requirement for Savings and Club Savings. For Savings and Club Savings there is a $50 minimum balance required to earn dividends. We may offer other rates in the future.
See our Truth In Savings Disclosure for details.
 

Rates Effective: retrieving Index Date

Checking
Div Rate APY*
Arizona Checking 20.05%0.05%
Student Checking3No Dividends Offered
Premium Checking 2
$1,000 - $24,999.990.05%0.05%
$25,000 - $49,999.990.08%0.08%
$50,000+0.10%0.10%

*APY = ANNUAL PERCENTAGE YIELD. There is a $20 minimum opening balance requirement for all checking accounts.
2There is a $1000 minimum balance required to earn dividends.
3Account is available for students currently enrolled in an accredited primary, secondary, post-secondary or technical school at account opening.
We may offer other rates in the future.
See our Truth In Savings Disclosure for details.

Rates Effective: retrieving Index Date

Contact Us

2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027
1-800-671-1098