Auto Loan Rates

Looking for a new vehicle?

Check out our low rates on new and pre-owned auto loans.

Auto Loan Rate
Vehicles
New
APR* Repayment
2014 & Newer1.75% - 18.00%up to 42 months
2014 & Newer2.00% - 18.00%43 - 46 months
2014 & Newer2.10% - 18.00%47 - 54 months
2014 & Newer2.25% - 18.00%55 - 60 months
2014 & Newer2.40% - 18.00%61 - 66 months
2014 & Newer2.50% - 18.00%67 - 76 months
2014 & newer $20,000 minimum2.65% - 18.00%77 - 80 months
2014 & newer $25,000 minimum2.75% - 18.00%81 - 84 months
2014 & newer $50,000 minimum3.75% - 18.00%100 months
Used
2011, 2012 & 20132.00% - 18.00%up to 42 months
2011, 2012 & 20132.25% - 18.00%43 - 46 months
2011, 2012 & 20132.40% - 18.00%47 - 54 months
2011, 2012 & 20132.50% - 18.00%55 - 60 months
2011, 2012 & 20132.65% - 18.00%61 - 66 months
2011, 2012 & 20132.75% - 18.00%67 - 76 months
2011, 2012 & 2013 $20,000 minimum3.00% - 18.00%77 - 80 months
2011, 2012 & 2013 $25,000 minimum3.25% - 18.00%81 - 84 months
2010 & Older3.75% - 18.00%0 - 66 months
2010 & Older $25,000 minimum2.75% - 18.00%67 - 72 months
* APR = Annual Percentage Rate.
Rates include a .25% discount on auto loans with automatic payment deduction from an Arizona State Credit Union checking account; rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. Subject to credit and program guidelines.

See our Lending Disclosure for details.

**Please call for current rate information.
 
Rates Effective: 04/01/2015

We recommend you research the following services when purchasing a new or used car or truck:

Additional services offered by Arizona State Credit Union:

Private Party Financing

We do offer private party financing. Please contact AZSTCU for details with private party purchases. Note: Arizona State Credit Union does not finance out of state private party loans.

Interested in applying or getting additional information? If you wish to apply either apply online, call (602) 467-4230 or 1-800-453-9897, email us at loans@azstcu.org or visit your local Arizona State Credit Union branch.

Note: Restrictions may apply for out-of-state purchases or refinances.

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL

Contact Us

2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027
1-800-453-9897