Why Choose OneAZ for Your High-Yield Savings Account?

No matter what’s next for you, you’ll be ready for it with Propel Savings.

Start with as little as $100

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Open account online in a matter of minutes

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No monthly maintenance fees

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Easily transfer money into your account or set up direct deposit

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Your money is protected under NCUA insurance up to $250,000

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High-Yield Savings Account
Earnings Breakdown

Propel Savings helps new savers with lower balances grow their earnings fast, while still offering high interest rates as your savings increase.

Balance Prospective Dividend Rate Annual Percentage Yield

$0.01 - $9,999.99

4.89%

5.00% APY

$10,000 - $24,999.99

3.29%

5.00% - 4.00% APY

$25,000 - $49,999.99

2.81%

4.00% - 3.43% APY

$50,000 - $99,999.99

2.33%

3.43% - 2.89% APY

$100,000 & Greater

1.98%

2.89% - 2.09% APY

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High-Yield Savings Account
Frequently Asked Questions

Propel Savings allows you to earn 5.00% APY on balances up to $10,000 with a dividend rate of 4.89%. You would earn $489 in dividends on a balance of $10,000.

A $100 minimum deposit is required to open a Propel Savings account.

Yes! You can access the funds in your high-yield savings account at any time without restrictions.

Yes! Simply use your Propel account information when setting up direct deposit with your employer, or use our direct deposit form.

Compared to other Arizona financial institutions, OneAZ’s high-yield savings account offers a higher rate for lower balances and has a low opening deposit requirement of only $100.

To add additional deposits:

  • Transfer funds from a OneAZ checking account or Share Savings account.
  • Visit a branch to deposit funds.
  • Use Zelle or another Account to Account (A2A) service to send funds from an outside account to your OneAZ Propel Savings account.

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Save with Intention

You know saving money is a good idea, but what should you really be saving for? How much should you be putting away for an emergency fund or retirement? Our Financial Resources Guide has you covered.

Explore the Savings Guide

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Maximize Your Savings

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Save for What’s Next.

Launch into all of life’s moments with Propel Savings.

New Car icon

New Car

New Home icon

New Home

College icon

College Fund

Wedding icon

Wedding

Vacation icon

Vacation

Retirement icon

Retirement

Emergency Fund icon

Emergency Fund

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Renovations

Rates as of December 1, 2024.

1Propel Account Disclosure: APY=Annual Percentage Yield. $100 minimum balance to open account ($500 maximum to open online) and no minimum balance to earn stated APY. Propel Savings is a variable tier rate savings account that pays the stated interest rate only on that portion of the account balance that falls within that specified tier to create a range rate. Rates are subject to change at any time, refer to the Fee Schedule for more information. $2 monthly fee waived if enrolled in eStatements. Fees could reduce earnings on the account. Limit one Propel Savings and YourSavings account per Tax ID number.

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