Refinancing Your Existing Automobile

You can also apply to refinance your automobile loan in your local office, online, or by phone with our loan call center at 602-467-4230 or 1-800-453-9897. You can refinance an auto loan you currently have with Arizona State Credit Union or another financial institution for the following reasons…

  1. To lower your interest rate (loan must be open for a minimum of 6 months)
  2. To utilize equity
  3. To lower your monthly payment
  4. To add/remove a signer on the existing loan

Vehicle Equity Loans


If you own your vehicle free and clear you can use it as collateral for a new loan. A vehicle equity loan can offer you a lower interest rate than taking out an unsecured loan. Use a vehicle equity loan for reasons such as, but not limited to:

  1. Debt consolidation
  2. Money for vacation or graduation
  3. Auto repairs
  4. Home improvements

Private Party Financing

We do offer private party financing. Please contact AZSTCU for details with private party purchases.

Note: Restrictions may apply for out-of-state purchases or refinances.

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL

Contact Us

2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027
1-800-453-9897