Mortgages

Arizona State Credit Union is a preferred Mortgage Lender in Arizona. We offer personalized, safe and affordable mortgage services for home buyers across Arizona.

Fixed Rate Mortgages

With a fixed rate mortgage your payment will not change over the life of your loan, because your interest rate cannot change. 

Adjustable Rate Mortgages (ARMS)

This mortgage offers a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase during the life of your loan.

Professional Persons Mortgage with 20-Day Closing

Designed for home buyers with significant cash flow, this specialized portfolio-only first mortgage lets you finance up to 95% of the purchase on a new home. There is no need for PMI (Private Mortgage Insurance), just present evidence of professional or executive employment for a least one year.

80-10-10 Mortgage with 20-Day Closing

The technical name is a “HELOC 90% Combo”, and the idea is that you can buy your home for less money down. All you need to get started is 10% of the price, because 80% is covered by your first mortgage and the remaining 10% by a second mortgage.

Apply Online

Get a quick and easy pre-approval on your financing before you even start shopping. If you have an account with us already, our online application can be completed quickly at your convenience.

Our wide range of products includes first-time buyer programs, ARMs, short and long-term fixed mortgages and jumbo loans. We are your one-stop shop to get into the home of your dreams.

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Contact an Expert

From start to finish, we are here to help you get the home you deserve. Our expert home loan consultants are here to help start the process with a quick and easy mortgage pre-approval. We will answer all your questions during the loan process and we'll be with you through loan closing to help you with all those last minute details.

Contact an Expert